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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The whole application process was seamless and easy

The whole application process was seamless and easy Reviewed on: 22nd April 2025

Most helpful

Most helpful and genuine company helping people who for what ever reasons may have encountered previous poor credit Reviewed on: 22nd April 2025

Very good to see this recommend it to anybody to get...

Very good to see this recommend it to anybody to get one. If they can you can put it on your Apple wallet safe to use online to anyone to use. Reviewed on: 22nd April 2025

Excellent app, brilliant service

Excellent app, brilliant service Reviewed on: 22nd April 2025

Easy to apply for and use

Easy to.apply instant decision and very straight forward to use Reviewed on: 22nd April 2025

Zopa is an amazing company willing to help when no o...

Zopa is an amazing company willing to help when no one else would Reviewed on: 22nd April 2025

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 22nd April 2025

Best ever!

All aspects of dealing with Zopa has been a dream. Straight forward processes, first class App and great interest rates on Credit Card, savings & loans. Reviewed on: 22nd April 2025

Experienced staff , helpful and friendly.

Experienced staff , helpful and friendly. Very professional. Easy app and everything I wanted and alot more. 100 % recommended , in fact my family members also have a Zopa credit card and bank account. Reviewed on: 22nd April 2025

Very polite always regarding of any situation and ve...

Very polite always regarding of any situation and very reasonable and very helpful when I on and occasion hard to pay one month . Reviewed on: 22nd April 2025

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