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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good to understand.

Very good to understand. Prompt response to customer queries Reviewed on: 22nd April 2025

Credit card

Excellent to date, no problems so far. Reviewed on: 22nd April 2025

Excellent customer service, easy access and app very...

Excellent customer service, easy access and app very easy to use Reviewed on: 22nd April 2025

Great credit card, easy to use app with it too and o...

Great credit card, easy to use app with it too and offer lots of other products too Reviewed on: 22nd April 2025

The whole system is easy and simple to use

The whole system is easy and simple to use Reviewed on: 22nd April 2025

Great app, brilliant customer service and easy

Great app, brilliant customer service and easy Reviewed on: 22nd April 2025

Very nice and very safe to use

Very nice and very safe to use , also it’s visa service no extra fees no hidden charges and customer care staff is very coperative Reviewed on: 22nd April 2025

Excellent credit card

Essential to keep a zopa card in my purse for emergencies Reviewed on: 22nd April 2025

Hassle free credit.

Hassle free and fast response calls. Credit card made easy.The app is seamless and user friendly! Reviewed on: 22nd April 2025

Great card .

Great card .great app easy to use.over a very good company to be apart of Reviewed on: 22nd April 2025

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