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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent rates , fantastic customer service, very e...

Excellent rates , fantastic customer service, very easy to navigate website, highly recommend, excellent choice of products Reviewed on: 22nd April 2025

Cannot fault Zopa, I highly recommend this company f...

Cannot fault Zopa, I highly recommend this company for a credit card Reviewed on: 22nd April 2025

Excellent credit card for building ur score .

Excellent credit card for building ur score .app is excellent and very helpful. Will definitely recommend to others everything u need is in the app and easy to use Reviewed on: 22nd April 2025

Zopa provided helpful and efficient service

Zopa helped when other companies left me cold. I have now repaired my credit score and have a healthy financial outlook. Reviewed on: 22nd April 2025

Great service and great app !

Great service and great app ! Couldn’t ask for more from a credit provider, thank you Reviewed on: 22nd April 2025

Great service, friendly staff and good value for money

Great service, friendly staff and good value for money Reviewed on: 22nd April 2025

Good customer service whenever I have had a query re...

Good customer service whenever I have had a query regarding my credit card. Reviewed on: 22nd April 2025

All works well never need to contact customer service

All works well never need to contact customer service Reviewed on: 22nd April 2025

Very easy app had no problems at all

Very easy app had no problems at all Reviewed on: 22nd April 2025

Excellent Card

Excellent it has helped me to build my credit score Reviewed on: 22nd April 2025

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