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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Ecredit card ..

Easy app and great card to use and they always inform me days before my payment is due Reviewed on: 22nd April 2025

Quick acceptance and customer service

Quick acceptance and customer service Reviewed on: 22nd April 2025

Perfect transaction and information throughout the w...

Perfect transaction and information throughout the whole applicatiin service Reviewed on: 22nd April 2025

Easy to navigate app.

Easy to navigate app. But like all financial institutions now too faceless Reviewed on: 22nd April 2025

Zopa cards

No dealings with them apart from setting up of accounts Reviewed on: 22nd April 2025

I got a credit card with Zopa to help build my credi...

I got a credit card with Zopa to help build my credit score and they’ve done exactly what I needed. Reviewed on: 22nd April 2025

I use Zopa for a while,very good services.

I use Zopa for a while,very good services. Reviewed on: 22nd April 2025

Does exactly what I require without the fuss

Does exactly what I require without the fuss Reviewed on: 22nd April 2025

Great credit card

I have had a very good service and experience. Reviewed on: 22nd April 2025

Good credit card and instant payments that reflect i...

Good credit card and instant payments that reflect immediately on your account however low limits and doesn’t have the ability to request an increase. Many features on the app including the ability to view the card details and also freeze the card. Reviewed on: 22nd April 2025

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