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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easily understandable and excellent customer service

Clear details and no hidden charges. Reviewed on: 22nd April 2025

Brilliant to help build credit score

Brilliant to help build credit score Reviewed on: 22nd April 2025

They are always at the end of the phone if you need...

They are always at the end of the phone if you need help Reviewed on: 22nd April 2025

Very good, understandable and honest

Very good, understandable and honest Reviewed on: 22nd April 2025

Absolutely amazing credit card company.

Absolutely amazing credit card company. They are always so quick to response and friendly. They are brilliant. Reviewed on: 22nd April 2025

Very good experience I really like it

Very good experience I really like it Reviewed on: 22nd April 2025

I have found zopa to be really helpful in building m...

I have found zopa to be really helpful in building my credit rating Reviewed on: 22nd April 2025

I paid of my card but it seems they can’t find the p...

I paid of my card but it seems they can’t find the payment even though I have proof of payment from my bank terrible service still not sorted Reviewed on: 22nd April 2025

It's great card for travel and great exchange rate

It's great card for travel and great exchange rate Reviewed on: 22nd April 2025

Have a good experience with zopa

Have a good experience with zopa Reviewed on: 22nd April 2025

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