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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Just a great company and great service , no hidden f...

Just a great company and great service , no hidden fees or hassle at all , easy to apply for a credit card and quick decision, all round fantastic service Reviewed on: 22nd April 2025

Very easy too use mobile app Fast...

Very easy too use mobile app Fast and efficient Reviewed on: 22nd April 2025

Just straight forward and direct so simplicity is key.

Just straight forward and direct so simplicity is key. Reviewed on: 22nd April 2025

Very competitive interest rate very good customer se...

Very competitive interest rate very good customer service very quick response Reviewed on: 22nd April 2025

Great product and excellent customer service

Great product and excellent customer service Reviewed on: 22nd April 2025

Good service eventually Wasn't happy regarding first...

Good service eventually Wasn't happy regarding first payment but it was rectified Reviewed on: 22nd April 2025

Amazing I am loving it.

Amazing I am loving it. It was a good choice for me. No issues Reviewed on: 22nd April 2025

Fantastic customer service.

Fantastic customer service. Issues dealt with promptly. Very professional Reviewed on: 22nd April 2025

Very good card.

Very good card. An ok apr as well Reviewed on: 22nd April 2025

I ham relly happy best card had nd have told all fam...

I ham relly happy best card had nd have told all family two get A++++ Reviewed on: 22nd April 2025

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