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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

App is good and easy to use - will open a bank acco...

App is good and easy to use - will open a bank account in due course - interest rates can be better and more competitive Reviewed on: 22nd April 2025

Easy aplication, app is also very easy to navigate

Easy aplication, app is also very easy to navigate Reviewed on: 22nd April 2025

Outstanding product & services

Excellent product & services always going the extra mile to ensure the highest service possible! Reviewed on: 22nd April 2025

Outstanding and fast.

Outstanding and fast. One of the best credit provider Reviewed on: 22nd April 2025

I have a very low credit rating, they accepted me,...

I have a very low credit rating, they accepted me, the repayments are low and it really helps me out with paying my bills and also helps with my credit rating Reviewed on: 22nd April 2025

Easy to use and efficient .

Easy to use and efficient .always available Reviewed on: 22nd April 2025

great credit card I love it im using from last three...

great credit card I love it im using from last three month Reviewed on: 22nd April 2025

I m very happy to use my Zopa credit card and very l...

I m very happy to use my Zopa credit card and very low interest rate I just want to say is excellent for me Reviewed on: 22nd April 2025

Excellent with customer i like they way they treat t...

Excellent with customer i like they way they treat their customers Reviewed on: 22nd April 2025

Great app.

Great app. Easy to use. Interested rate not too bad. Useful steps to save money Reviewed on: 22nd April 2025

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