Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent product

Absolutely first rate in all my dealings during my time as a customer Reviewed on: 22nd April 2025

No complain.

No complain. The service is excellent Reviewed on: 22nd April 2025

Great card, easy to make additional payments that ar...

Great card, easy to make additional payments that are processed immediately. Easy app to navigate Reviewed on: 22nd April 2025

.good experiance

.100% very good, so hapy with experiance Reviewed on: 22nd April 2025

App is good and easy to use - will open a bank acco...

App is good and easy to use - will open a bank account in due course - interest rates can be better and more competitive Reviewed on: 22nd April 2025

Easy aplication, app is also very easy to navigate

Easy aplication, app is also very easy to navigate Reviewed on: 22nd April 2025

Outstanding product & services

Excellent product & services always going the extra mile to ensure the highest service possible! Reviewed on: 22nd April 2025

Outstanding and fast.

Outstanding and fast. One of the best credit provider Reviewed on: 22nd April 2025

I have a very low credit rating, they accepted me,...

I have a very low credit rating, they accepted me, the repayments are low and it really helps me out with paying my bills and also helps with my credit rating Reviewed on: 22nd April 2025

Easy to use and efficient .

Easy to use and efficient .always available Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 3.85 from 19 reviews
Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Credit card
from Post Office 2.30 from 114 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub