Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A pleasure to do business with

5
A pleasure to do business with, no hassle, easy to use app and everything made clear Reviewed on: 22nd April 2025

Absolutely brilliant cannot fault anyone at Zopa

5
Absolutely brilliant cannot fault anyone at Zopa Reviewed on: 22nd April 2025

It’s simple and the App is user friendly

5
It’s simple and the App is user friendly Reviewed on: 22nd April 2025

Excellent service great rates.

5
Excellent service great rates. Been with zopa over a year Reviewed on: 22nd April 2025

Great rates, good customer service

5
Great rates, good customer service Reviewed on: 22nd April 2025

I had a credit card and loan with Zopa was fantastic.

5
I had a credit card and loan with Zopa was fantastic. It was tailored for my needs and aspirations Reviewed on: 22nd April 2025

Zapa help help me so much excellent bank

5
Zapa help help me so much excellent bank Reviewed on: 22nd April 2025

Great credit card and services!

5
Great credit card and services! The app is very simple to use! The information you need are imediately provided! Reviewed on: 22nd April 2025

I have been really happy in all aspects of my intera...

5
I have been really happy in all aspects of my interactions. Reviewed on: 22nd April 2025

Quick easy and simple.

5
Quick easy and simple. Really helped me when I needed it. Thank you Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6586 reviews
    Zopa
    View all products