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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Ok for building credit

Ok for building credit but due to the high interest rate it’s not a long term solution Reviewed on: 22nd April 2025

Good company I'm so happy if the company

Good company I'm so happy if the company Reviewed on: 22nd April 2025

My experience

Never had any problems when needing help. Reviewed on: 22nd April 2025

Excellent service

Easy to manage and quick turnaround for payments to be transferred to your account A***** Reviewed on: 22nd April 2025

Clear efficient product hidden agendas

Clear efficient product hidden agendas Reviewed on: 22nd April 2025

Good credit card,easy to use and helpful customer se...

Good credit card,easy to use and helpful customer service Reviewed on: 22nd April 2025

Needed a card to improve my credit rating this card...

Needed a card to improve my credit rating this card has been fantastic keeps me up to date on all my monthly transactions Reviewed on: 22nd April 2025

It's been quiet interesting and lovely experience us...

It's been quiet interesting and lovely experience using Zopa credit card Reviewed on: 22nd April 2025

Great bank

App easy to you keep you informed with products Reviewed on: 22nd April 2025

Easy to use service that quick accepted my application.

Easy to use service that quick accepted my application. Reviewed on: 22nd April 2025

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