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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

very good , easy to use app

very good easy to use app understandable Reviewed on: 22nd April 2025

It’s great easy to use the app looks good the servic...

It’s great easy to use the app looks good the service you get I find very helpful Reviewed on: 22nd April 2025

Zopa App

Very efficient App. Ur percentage rate is so much better than main street banks. Reviewed on: 22nd April 2025

Good service and good card keeped well informed of y...

Good service and good card keeped well informed of your balance and spending Reviewed on: 22nd April 2025

Never had any problems with Zopa and the interest ra...

Never had any problems with Zopa and the interest rates are amazing Reviewed on: 22nd April 2025

Very good credit card service , always let you know...

Very good credit card service , always let you know when you're monthly payment is due. Reviewed on: 22nd April 2025

Great customer service, clear communication and info...

Great customer service, clear communication and information. Easy access and quick access Reviewed on: 22nd April 2025

Great customer service and really helpful

Great customer service and really helpful Reviewed on: 22nd April 2025

Really easy to use and very helpful brilliant

Really easy to use and very helpful Reviewed on: 22nd April 2025

Fantastic company

Anytime I have had to speak to customer service they have been very helpful not that I have had to contact them much as Zopa keep you posted and up to date regarding your account transactions Reviewed on: 22nd April 2025

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