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Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant product great credit limit

5
Brilliant product great credit limit Reviewed on: 22nd April 2025

I am so happy with my credit card, good service easy...

5
I am so happy with my credit card, good service easy way to apply Reviewed on: 22nd April 2025

Simply the best!

5
They are wonderful. So helpful and very fast at making decisions. They are the best and much better than my old card provider. Reviewed on: 22nd April 2025

Very informative never had any issues with zopa

5
Very informative never had any issues with zopa Reviewed on: 22nd April 2025

Zopa for service for all

5
Zopa is a customer for all services. There is nothing I can say that will lower there ratings Reviewed on: 22nd April 2025

Zopa best credit card

5
Zopa has help me a lot through the hard times and very easygoing and straightforward on the app Reviewed on: 22nd April 2025

I am with Service

5
I am Satisfied with the Service. Reviewed on: 22nd April 2025

A problem will be solved.

5
When ever i don't understand any with zopa I ring customer. Service and they explain everything to me thank you so much Reviewed on: 22nd April 2025

Good product

5
I have no problem and the interest rate is reasonable Reviewed on: 22nd April 2025

Very good site ,easy to use site and very well laid...

5
Very good site ,easy to use site and very well laid out Reviewed on: 22nd April 2025

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