Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great company

Great experience never had any problems Reviewed on: 22nd April 2025

Very quick & efficient.

Very quick & efficient. Tells you immediately what your credit limit will be. Reviewed on: 22nd April 2025

Fabulous service and easy to use .

Fabulous service and easy to use . Reviewed on: 22nd April 2025

Good card

Easy to apply and get accepted and easy to set up account online. The statements are concise and payments easy to make. Credit limit to suit your needs. Reviewed on: 22nd April 2025

Great and reliable company would recommend to family...

Great and reliable company would recommend to family and friends Reviewed on: 22nd April 2025

Simply Marvellous, Life saver Zopa.

Simply Marvellous, Life saver Zopa. Not all superheros are huan being they also come in the form of banks. Reviewed on: 22nd April 2025

Very easy to use there app no problems whatsoever

Very easy to use there app no problems whatsoever Reviewed on: 22nd April 2025

Zopa 5 star review

Always helpful when you call. And the user experience is excellent Reviewed on: 22nd April 2025

Zopa are very good customer service is excellent onl...

Zopa are very good customer service is excellent only thing is not had a credit limit increase for a while Reviewed on: 22nd April 2025

Great company great product and excellent customer s...

Great company great product and excellent customer service Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6586 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub