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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use app ,never had a problem

Easy to use app ,never had a problem Reviewed on: 22nd April 2025

Good nice helpful mind blowing nice limit

Good nice helpful mind blowing nice limit Reviewed on: 22nd April 2025

5* excellent company customer service cannot fault xx

5* excellent company customer service cannot fault xx Reviewed on: 22nd April 2025

Zopa credit card, get one.

Easy application, quick results and a decent credit limit. Reviewed on: 22nd April 2025

Quick easy application and good value apr

Quick easy application and good value apr Reviewed on: 22nd April 2025

Zopa credit card

Fast efficient service, reliable, Reviewed on: 22nd April 2025

The whole process from applying to receiving a Zopa...

The whole process from applying to receiving a Zopa credit card has been fantastic and not only has the credit card been fantastic there are plenty of options for other means of credit and savings which will be very handy overtime I cannot fault Zopa in anyway shape or form Reviewed on: 22nd April 2025

Good experience and Good Customer Services

Good experience and Good Customer Services Reviewed on: 22nd April 2025

Very helpfull.

Very helpfull.................easy app Reviewed on: 22nd April 2025

I'm really loving it and having the best experience

I'm really loving it and having the best experience Reviewed on: 22nd April 2025

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