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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa trusted me when nobody else would, they have be...

Zopa trusted me when nobody else would, they have been so helpful and done everything they could. Quick and reassuring as possible and staff are always hospitable. Reviewed on: 22nd April 2025

Really pleased with the service provided

Really pleased with the service provided Reviewed on: 22nd April 2025

Always up to date on line access 24/7

Always up to date on line access 24/7 Reviewed on: 22nd April 2025

Great credit cardGreat customer service

Great credit cardGreat customer service Reviewed on: 22nd April 2025

Such a great way of budgeting on a monthly basis.

Such a great way of budgeting on a monthly basis. Reviewed on: 22nd April 2025

Easy to keep track of finances.

Easy to keep track of finances. App simple to use and make any alteration Reviewed on: 22nd April 2025

No hassle with anything also sends reminders when it...

No hassle with anything also sends reminders when it time to pay Reviewed on: 22nd April 2025

Handy credit card

A very easy handy card. Very efficient and fast when making transactions. Like the corporate colours of the card. Reviewed on: 22nd April 2025

Great app, easy to use and lots products on offer.

Great app, easy to use and lots products on offer. Reviewed on: 22nd April 2025

Excellent service and excellent customer service

Excellent service and excellent customer service Reviewed on: 22nd April 2025

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