Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The best

Best ever and good service and really friendly customer service Reviewed on: 20th April 2025

Love Zopa, never any issues with my account.

Love Zopa, never any issues with my account. Very easy to use app. Support when needed as always been helpful and easy to access Reviewed on: 20th April 2025

Resolved Query

They dealt very quickly with my query. Reviewed on: 20th April 2025

It was easy quick and very efficient

It was easy quick and very efficient Reviewed on: 20th April 2025

Best credit card

Nothing but good experience the app is easy to navigate Reviewed on: 20th April 2025

Zopa top class

Zopa provides a top class service all round. It's credit card, it's bank card and the app are all very efficient and cover all your needs. Reviewed on: 20th April 2025

Great Card

App very good and no issues at all Reviewed on: 19th April 2025

Great service

I've had the credit card for a while, and it's been great. The app is fantastic and I'm able to control my spending with ease Reviewed on: 19th April 2025

I really love this card with low interest rate as co...

I really love this card with low interest rate as compare to other providers for starters. Reviewed on: 19th April 2025

Brilliant credit card easy to use app.

Brilliant credit card easy to use app. Reviewed on: 19th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.19 from 6 reviews
Credit card
from PayPal 4.69 from 98 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub