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Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Since they day I applied for the credit card I as ve...

5
Since they day I applied for the credit card I as very pleased and would highly recommend it Reviewed on: 18th April 2025

You work quickly and efficiently

5
You work quickly and efficiently Reviewed on: 18th April 2025

From day one I’ve had no problems the best and card...

5
From day one I’ve had no problems the best and card ever had so easy to use and pay Reviewed on: 18th April 2025

Great and amazing

5
Zopa has been amazing, offering great customer service and financial service Reviewed on: 18th April 2025

So easy to be with Zopa, always kept up to date and...

5
So easy to be with Zopa, always kept up to date and advised of services Reviewed on: 18th April 2025

Credit card

5
It just like a credit card . I use the touch and go often. Reviewed on: 18th April 2025

It is way to speak with someone also Zopa offers so...

5
It is way to speak with someone also Zopa offers so much more than a credit dard Reviewed on: 18th April 2025

FAST AND SAFE AND HANDY IN CRITICAL TIMES WHEN FUNDS...

5
FAST AND SAFE AND HANDY IN CRITICAL TIMES WHEN FUNDS ARE REQUIRED Reviewed on: 18th April 2025

My experience has always been problem free, therefor...

5
My experience has always been problem free, therefore negative comments are not an option. I am more than happy with the level of service offered by Zopa. Reviewed on: 18th April 2025

Great app.

5
Great app. Easy to navigate. They give poor credit people a chance. Reviewed on: 18th April 2025

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