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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to apply for.

Easy to apply for. Website that is easy to use even for me, a pensioner with few technical skills. Handy for keeping my credit score in a good position. Reviewed on: 18th April 2025

easy to use app and seam to be in control

easy to use app and seam to be in control Reviewed on: 18th April 2025

Excellent customer service and very easy to use

Excellent customer service and very easy to use Reviewed on: 18th April 2025

Zopa is very good any problems you have they sort th...

Zopa is very good any problems you have they sort them straight away best card I’ve had and I’m very happy with the service Reviewed on: 18th April 2025

zopa gave me a chance for my first credit card, toda...

zopa gave me a chance for my first credit card, today with a lot of experience I would still choose Zopa as my first card, I recommend it to all my friends and family. I use zopa abroad and pay for my purchases every day, I like Zopa Apps because it is easy to use. Reviewed on: 18th April 2025

Easy application good customer service and communica...

Easy application good customer service and communication. Great credit limit to build score Reviewed on: 18th April 2025

Very good rates and customer service

Very good rates and customer service Reviewed on: 18th April 2025

Easy hassle free and excellent service

Easy hassle free and excellent service Reviewed on: 18th April 2025

I’ve used them for years and I’ve always had a good..

I’ve used them for years and I’ve always had a good experience dealing with them Reviewed on: 18th April 2025

haven't had card for very long but no problems

haven't had card for very long but no problems with use, good intrest rate, good design nice colour Reviewed on: 18th April 2025

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