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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41956 reviews)

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4.93

Based on 41,956 reviews, last reviewed 22nd Jan 2026

82700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m with Zopa over a year and I’m happy with their c... I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41956)

Review of the Zopa, Credit card:

Best card to use in Europe

Applied a while back. Got accepted relatively easily. Withdrawn and paid with ease - used in Europe with no dramas whatsoever Reviewed on: 15th January 2025

Excellent

Great for when I’m in a tight spot Reviewed on: 17th January 2026

ZOPA!. What a fantastic experience.

Fantastic experience, with a very easy application process that was extremely well explained and defined. I would highly recommend Zopa to anyone.. Best application with such ease. Zopa deserve all the finest recognition that is possible. Reviewed on: 17th January 2026

Professional and friendly

Professional and friendly team, go out of your way to help you there when help is needed , thankuyou Reviewed on: 17th January 2026

Happy camper.

My whole experience with Zopa from the application up until now has been fantastic Reviewed on: 17th January 2026

Got the money easy and faster, quick decision.

Got the money easy and faster, quick decision. Reviewed on: 17th January 2026

Very good service and credit limit and interest is v...

Very good service and credit limit and interest is very good compared to others Reviewed on: 17th January 2026

Easy to set up, communication exerlent, serve my needs.

Easy to set up, communication exerlent, serve my needs. Reviewed on: 17th January 2026

I find Zopa very informative and helpful

I find Zopa very informative and helpful Reviewed on: 17th January 2026

Five star

Brilliant firm very professional at all times easily accessible and straight forward xxx Reviewed on: 17th January 2026

Best one

Zopa is the best credit ever. I had. Reviewed on: 17th January 2026

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