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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41955 reviews)

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4.93

Based on 41,955 reviews, last reviewed 21st Jan 2026

82650% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is the best credit card in the world It is the best credit card in the world Reviewed on: 21st January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41955)

Review of the Zopa, Credit card:

They have brilliant products and are very responsibl...

They have brilliant products and are very responsible lenders the card and app are very easy to use Reviewed on: 2nd March 2025

ZOPA!. What a fantastic experience.

Fantastic experience, with a very easy application process that was extremely well explained and defined. I would highly recommend Zopa to anyone.. Best application with such ease. Zopa deserve all the finest recognition that is possible. Reviewed on: 17th January 2026

Professional and friendly

Professional and friendly team, go out of your way to help you there when help is needed , thankuyou Reviewed on: 17th January 2026

Happy camper.

My whole experience with Zopa from the application up until now has been fantastic Reviewed on: 17th January 2026

Got the money easy and faster, quick decision.

Got the money easy and faster, quick decision. Reviewed on: 17th January 2026

Very good service and credit limit and interest is v...

Very good service and credit limit and interest is very good compared to others Reviewed on: 17th January 2026

Easy to set up, communication exerlent, serve my needs.

Easy to set up, communication exerlent, serve my needs. Reviewed on: 17th January 2026

I find Zopa very informative and helpful

I find Zopa very informative and helpful Reviewed on: 17th January 2026

Five star

Brilliant firm very professional at all times easily accessible and straight forward xxx Reviewed on: 17th January 2026

Best one

Zopa is the best credit ever. I had. Reviewed on: 17th January 2026

Great Card

This card is the only card I carry with me when I go shopping as It's very handy to have and the Interest isn't very high Reviewed on: 17th January 2026

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