Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41952 reviews)

View other Zopa products

4.93

Based on 41,952 reviews, last reviewed 21st Jan 2026

82500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply easy to use app Easy to apply easy to use app great service Reviewed on: 21st January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41952)

Review of the Zopa, Credit card:

Simple and straight forward

Easy to use and a simple sign up process. As credit cards go in perfectly happy. Reviewed on: 30th March 2022

Got the money easy and faster, quick decision.

Got the money easy and faster, quick decision. Reviewed on: 17th January 2026

Very good service and credit limit and interest is v...

Very good service and credit limit and interest is very good compared to others Reviewed on: 17th January 2026

Easy to set up, communication exerlent, serve my needs.

Easy to set up, communication exerlent, serve my needs. Reviewed on: 17th January 2026

I find Zopa very informative and helpful

I find Zopa very informative and helpful Reviewed on: 17th January 2026

Five star

Brilliant firm very professional at all times easily accessible and straight forward xxx Reviewed on: 17th January 2026

Best one

Zopa is the best credit ever. I had. Reviewed on: 17th January 2026

Great Card

This card is the only card I carry with me when I go shopping as It's very handy to have and the Interest isn't very high Reviewed on: 17th January 2026

Easy to every thing. Satusfied

Easy to every thing.satisfied with shooing purchages Reviewed on: 17th January 2026

Top company from UK what i see and what i have until...

Top company from UK what i see and what i have until now, we work from more then 4 years and all the time helping full Reviewed on: 17th January 2026

Excellent and very straightforward

Excellent and very straightforward to use Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 0.00 from 0 reviews
Gold Credit Card
from American Express 4.72 from 24 reviews
Marbles Credit Card
from NewDay 4.90 from 538 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2353 reviews
Cash ISA
from Zopa 4.95 from 1449 reviews
Smart Saver
from Zopa 4.94 from 7481 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub