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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service, Zopa is look after customers

Great service, Zopa is look after customers Reviewed on: 18th April 2025

Iam enjoying the whole lot.

Iam enjoying the whole lot.,best customer services.my account is updated within minutes after payment. Reviewed on: 18th April 2025

Excellent service ...

I never had any issues with the card or transaction made Reviewed on: 18th April 2025

Zopa - Easy account to use on a daily basis

Always available to discuss my account. Very helpful, friendly yet professional. Easy to use my account online. Reviewed on: 18th April 2025

Easy to navigate via the app.

Easy to navigate via the app. Instant payment update. Reviewed on: 18th April 2025

Best by far

Never had a problem with my app brilliant service Reviewed on: 17th April 2025

Everything has been easy and straightforward.

Everything has been easy and straightforward.i know exactly where my spending stands and thepeace of mind that i can cope with an emergency if the need arises .i also know i can contact customer service to clarify and information or circumstance . Reviewed on: 17th April 2025

Never had any issue, great card easy to understand APR.

Never had any issue, great card easy to understand APR. Reviewed on: 17th April 2025

Fabulous trouble free credit

They have been very responsive to my needs. Moving my due date to fit in with my pay day. Excellent customer service. Reviewed on: 17th April 2025

As Cheesy as it may sound but Zopa are Super.

Zopa, came through when I needed them most,giving me the funds and ability to help my Son and his family through a sticky period. Since opening my account/ credit card Zopa have introduced many beneficial products which unfortunately I am currently unable to take advantage off. They have always offered me advice and guidance for which I am truly grateful for, I hope that the relationship that I believe we have will grow stronger, I am in their debt in more ways than one for which I am truly grateful. Reviewed on: 17th April 2025

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