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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I cant use the card on android pay.

I cant use the card on android pay.. It keeps nouncing for no reason. Reviewed on: 17th April 2025

Iv not had any problems with Zopa

Iv not had any problems with Zopa Reviewed on: 17th April 2025

My negative experience, bur overridden by positives.

My only complaint relates to the fact that I am an octogenerian and the bank has tailored its customer services tyo cater not for my generation but sadly today's technology savvy people. If I don't need answers to queries, thats fine. Otherwise it is a difficulty! Reviewed on: 17th April 2025

I heard a lot of good stuff about Zopa card

I heard a lot of good stuff about Zopa card Reviewed on: 17th April 2025

Easy communication and easy site to use

Easy communication and easy site to use Reviewed on: 17th April 2025

BEST ONE

This is the best credit card for daily top up shopping Reviewed on: 17th April 2025

Zopa have been very understanding, with a less than...

Zopa have been very understanding, with a less than perfect credit score due to past illness, they approved and gave me a great credit limit, thank you. Reviewed on: 17th April 2025

Great experience easy to use and app is easy to navi...

Great experience easy to use and app is easy to navigate Reviewed on: 17th April 2025

Just fantastic helpful and reliable

Just fantastic helpful and reliable Reviewed on: 17th April 2025

Efficiency

Everything is very efficient. app is ess is to very use. Reviewed on: 17th April 2025

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