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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa a replaceable lender

Zopa have treated me very well I feel. They do not pressure you to accept a higher credit limit or take out a loan. Information is readily available and good customer service. Reviewed on: 17th April 2025

I just find it a really good card easy to use easy t...

I just find it a really good card easy to use easy to set up I’ve told friends and family about the card Reviewed on: 17th April 2025

Great card recommend to everyone

Great card recommend to everyone Reviewed on: 17th April 2025

It all seems very simple no jargon just straight for...

It all seems very simple no jargon just straight forward questions perfect plain and simple what more can I say Reviewed on: 17th April 2025

Mamazing

So good and amazing service .zopa knows us more then we know about are needs Reviewed on: 17th April 2025

Have never had any issues, when I have spoken to any...

Have never had any issues, when I have spoken to anyone they are always helpful Reviewed on: 17th April 2025

Top card.

Top card. GOOD CARD Best decision I made this year Reviewed on: 17th April 2025

Great credit card

I've always had great service from Zopa. I would definitely recommend them to others. Reviewed on: 17th April 2025

I have been impressed overall by the service I have...

I have been impressed overall by the service I have received. Reviewed on: 17th April 2025

Great service

No complaints at all - customer service was great Reviewed on: 17th April 2025

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