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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

No complaints at all - customer service was great Reviewed on: 17th April 2025

Never had a problem with my credit card from Zopa .

Never had a problem with my credit card from Zopa . I feel very confident if I did have any issues I know they will help in any way Reviewed on: 17th April 2025

Simple the best

Chatting is simple and quick and my query is resolved. Reviewed on: 17th April 2025

Everything is very well explained, The Banking App i...

Everything is very well explained, The Banking App is very easy to use. If I have needed to make contact & get information or clarity anything there is alot of good support Reviewed on: 17th April 2025

It was so easy to get my card.

It was so easy to get my card.very quick and efficent. Reviewed on: 17th April 2025

Love this card.

Love this card. Great app . Fab customer service Reviewed on: 17th April 2025

Easy and simple way to improve your credit score

Since I started to use give me more confidence. They’re professional and understanding your needs Reviewed on: 17th April 2025

when you have a problem zopa all ways are very polit...

when you have a problem zopa all ways are very polite and helpful Reviewed on: 17th April 2025

Good company .very fair

Good company .very fair.i have no complaints Reviewed on: 17th April 2025

1st class

1st class service not a single bad thing to say Reviewed on: 17th April 2025

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