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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good service

I have no problem using the zopa credit card in UK and abroad and whenever I needed customer service it was excellent Reviewed on: 17th April 2025

Excellent

Very easy to navigate always letting me know of updates Reviewed on: 17th April 2025

Always seem to be very friendly and efficient.

Always seem to be very friendly and efficient. Go out of their way to try and help with potential new business Reviewed on: 17th April 2025

Efficient, informative and friendly service.

Efficient, informative and friendly service. I have enjoyed being a customer of Zopa and would recommend my friends. Reviewed on: 17th April 2025

Very good card to have staff very polite

Very good card to have staff very polite Reviewed on: 17th April 2025

Great service easy to use

It’s been fine.The app is easy to use and the service has been good.I would recommend Zoopla to my friends and family Reviewed on: 17th April 2025

Excellent customer service and communication through...

Excellent customer service and communication throughout the application process. Respond to communication promptly. Overall excellent card service Reviewed on: 17th April 2025

Recommend this bank,

I can honestly say that all the dealings I have had with Zopa have been very posative They have demonstrated excellent customer care and have dealt with all my enquiries with professionalism and made me feel valued. Reviewed on: 17th April 2025

Very satisfied with the excellent service do exactly...

Very satisfied with the excellent service do exactly as they say they will Reviewed on: 17th April 2025

They are a great company to get your credit score in...

They are a great company to get your credit score into a good place, they don’t let you start with a lot of credit and will not higher your credit limit until they are sure you can afford it. Reviewed on: 17th April 2025

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