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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I’m really pleased with the way they manage my credit.

I’m really pleased with the way they manage my credit. The communication is excellent. No surprises works well. Reviewed on: 17th April 2025

Exceptional service outstanding service.

Exceptional service outstanding service. Reviewed on: 17th April 2025

Friendly Service

Excellent Responsible lender, great customer service and Great App Reviewed on: 17th April 2025

Zopa help me when no other credit card company willi...

Zopa help me when no other credit card company willing to give me a credit card, started with 600 credit now it grows to 2,100 fast and reliable. Satisfied with Zopa service. Reviewed on: 17th April 2025

Application process easy and flawless

Application process easy and flawless Reviewed on: 17th April 2025

Easy smooth transactions when Using card

Easy smooth transactions when Using card Reviewed on: 17th April 2025

Five stars all the way

I have had no problems with my account very helpful people Reviewed on: 17th April 2025

Fraudulent Paymeny Help

I had a fraudulent payment and everyone I spoke to were experienced and knew how to rectify the problem Reviewed on: 17th April 2025

Good service and good customer service care I haven’...

Good service and good customer service care I haven’t problem since start Reviewed on: 17th April 2025

I enjoy using Zoopa as its easy to access an easy to...

I enjoy using Zoopa as its easy to access an easy to make payments, I also have now opened a Zoopa Bank account, and the only draw back is I cannot pay cash in to it. Id like this to change Reviewed on: 17th April 2025

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