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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

The whole process was easy from applying to receive...

The whole process was easy from applying to receive card to download the app really good to use Reviewed on: 17th April 2025

The great zopa

Great and easy to use great customer service. Reviewed on: 17th April 2025

I’ve had a good experience.

I’ve had a good experience. Very happy although slightly high interest rates. Reviewed on: 17th April 2025

Quick response

Easy to chat and they response immediately to queries lodged. Customer service response within 24 hours of queries that has been sent. I found that the staff are able to assist me of my need and that they would put me in the right direction when they cannot answer my query. Reviewed on: 17th April 2025

Does what it says on application

Efficient simplistic card service, clear information via mobile phone and email Reviewed on: 17th April 2025

Application very quick and app works great

Application very quick and app works great Reviewed on: 17th April 2025

Zopa have been super efficient for lending, their ap...

Zopa have been super efficient for lending, their app is great and allows me to track my spending and balance Reviewed on: 17th April 2025

I get a notification straight away, its easy to use...

I get a notification straight away, its easy to use never had a problem with the card all round good service Reviewed on: 17th April 2025

Never had any problems with the card or their staff

Never had any problems with the card or their staff Reviewed on: 17th April 2025

Exoerience

Has been good so far, custoner service is good and you always get reminderd of payments dates and up to date information Reviewed on: 17th April 2025

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