Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

excellent customer services

Great experience with Zopa and would not hesitate to recommend them Reviewed on: 17th April 2025

The whole process was easy from applying to receive...

The whole process was easy from applying to receive card to download the app really good to use Reviewed on: 17th April 2025

The great zopa

Great and easy to use great customer service. Reviewed on: 17th April 2025

I’ve had a good experience.

I’ve had a good experience. Very happy although slightly high interest rates. Reviewed on: 17th April 2025

Quick response

Easy to chat and they response immediately to queries lodged. Customer service response within 24 hours of queries that has been sent. I found that the staff are able to assist me of my need and that they would put me in the right direction when they cannot answer my query. Reviewed on: 17th April 2025

Does what it says on application

Efficient simplistic card service, clear information via mobile phone and email Reviewed on: 17th April 2025

Application very quick and app works great

Application very quick and app works great Reviewed on: 17th April 2025

Zopa have been super efficient for lending, their ap...

Zopa have been super efficient for lending, their app is great and allows me to track my spending and balance Reviewed on: 17th April 2025

I get a notification straight away, its easy to use...

I get a notification straight away, its easy to use never had a problem with the card all round good service Reviewed on: 17th April 2025

Never had any problems with the card or their staff

Never had any problems with the card or their staff Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.07 from 75 reviews
Initial Credit Card
from Barclaycard 4.00 from 122 reviews
Credit card
from The Co-operative Bank 2.86 from 35 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub