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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopas customer service team is great and helps out w...

Zopas customer service team is great and helps out with enquiries very promptly. The credit limit increase or decrease options are also great. Reviewed on: 17th April 2025

Easy to apply fast and quick too

Easy to apply fast and quick too Reviewed on: 17th April 2025

Quick and easy to sign up very pleased

Quick and easy to sign up very pleased Reviewed on: 17th April 2025

Great experience with dopamine.

Great experience with dopamine.. Reviewed on: 17th April 2025

Great bank.

Great bank. Excellent service. Quick responses. Easy to deal with Reviewed on: 17th April 2025

Like when they send reminders to make payments on time.

Like when they send reminders to make payments on time. Very reliable Reviewed on: 17th April 2025

Very very good servis and would tell my frends and t...

Very very good servis and would tell my frends and thank you very much for your seport Reviewed on: 17th April 2025

The app is easy to use applying for a card was strai...

The app is easy to use applying for a card was straight forward Reviewed on: 17th April 2025

Easy to use Zopa rate

Easy to use nothing else to say thanks is that long enough Reviewed on: 17th April 2025

First class banking experience .

First class banking experience . Very helpful and responsible lender Reviewed on: 17th April 2025

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