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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Exoerience

Has been good so far, custoner service is good and you always get reminderd of payments dates and up to date information Reviewed on: 17th April 2025

A careful credit limit, ..

A careful credit limit, and a great all round service Reviewed on: 17th April 2025

Brilliant experience overall I will definitely recom...

Brilliant experience overall I will definitely recommend their products Reviewed on: 17th April 2025

Zopa card payments are so rapid it’s unbelievable.

Zopa card payments are so rapid it’s unbelievable. Top of all cards Reviewed on: 17th April 2025

Nice to get credit card with zopa excellent service

Nice to get credit card with zopa excellent service Reviewed on: 17th April 2025

ZOPA A VERY GOOD company

My first credit card for years and ZOPA have looked after me Reviewed on: 17th April 2025

Hassle free credit card.

Hassle free credit card. Brilliant app and perfect customer service and support Reviewed on: 17th April 2025

Excellent service when locked out of account

Excellent service when locked out of account Reviewed on: 17th April 2025

A good credit card supported by a very usable app wh...

A good credit card supported by a very usable app which makes managing the account very easy. Reviewed on: 17th April 2025

My zopa card review

Never had a problem with card online or talking problems with customer service Reviewed on: 17th April 2025

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