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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopas customer service team is great and helps out w...

Zopas customer service team is great and helps out with enquiries very promptly. The credit limit increase or decrease options are also great. Reviewed on: 17th April 2025

Easy to apply fast and quick too

Easy to apply fast and quick too Reviewed on: 17th April 2025

Quick and easy to sign up very pleased

Quick and easy to sign up very pleased Reviewed on: 17th April 2025

Great experience with dopamine.

Great experience with dopamine.. Reviewed on: 17th April 2025

Great bank.

Great bank. Excellent service. Quick responses. Easy to deal with Reviewed on: 17th April 2025

Like when they send reminders to make payments on time.

Like when they send reminders to make payments on time. Very reliable Reviewed on: 17th April 2025

Very very good servis and would tell my frends and t...

Very very good servis and would tell my frends and thank you very much for your seport Reviewed on: 17th April 2025

The app is easy to use applying for a card was strai...

The app is easy to use applying for a card was straight forward Reviewed on: 17th April 2025

Easy to use Zopa rate

Easy to use nothing else to say thanks is that long enough Reviewed on: 17th April 2025

First class banking experience .

First class banking experience . Very helpful and responsible lender Reviewed on: 17th April 2025

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