Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good experience with Zopa , easy to use

Very good experience with Zopa , easy to use Reviewed on: 17th April 2025

A very useful credit card to help smooth out the ebb...

A very useful credit card to help smooth out the ebbs and flows of credit spending Reviewed on: 17th April 2025

Zopa review

Great banking experience. Very helpful and fast Reviewed on: 17th April 2025

The experience has been pleasant and hassle free

The experience has been pleasant and hassle free Reviewed on: 17th April 2025

Quick and easy no nonsense card and app

Quick and easy no nonsense card and app Reviewed on: 17th April 2025

Flexibility

Great flexibility payment terms good and improving my credit rating Reviewed on: 17th April 2025

I am happy thank you great I like it

I am happy thank you great I like it Reviewed on: 17th April 2025

I am happy with it .

I am happy with it . Never has any issues. Reviewed on: 17th April 2025

Easy to apply and clear explanation

Easy to apply and clear explanation Reviewed on: 17th April 2025

Works well o always try to oay it straight off so do...

Works well o always try to oay it straight off so don't pay chargers but I do like the app as it tells you immediately what you spent and that's good Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 880 reviews
Credit card
from 118 118 Money 4.85 from 5605 reviews
Credit card
from Zempler Bank 4.89 from 5816 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub