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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

First class banking experience .

First class banking experience . Very helpful and responsible lender Reviewed on: 17th April 2025

Very good experience with Zopa , easy to use

Very good experience with Zopa , easy to use Reviewed on: 17th April 2025

A very useful credit card to help smooth out the ebb...

A very useful credit card to help smooth out the ebbs and flows of credit spending Reviewed on: 17th April 2025

Zopa review

Great banking experience. Very helpful and fast Reviewed on: 17th April 2025

The experience has been pleasant and hassle free

The experience has been pleasant and hassle free Reviewed on: 17th April 2025

Quick and easy no nonsense card and app

Quick and easy no nonsense card and app Reviewed on: 17th April 2025

Flexibility

Great flexibility payment terms good and improving my credit rating Reviewed on: 17th April 2025

I am happy thank you great I like it

I am happy thank you great I like it Reviewed on: 17th April 2025

I am happy with it .

I am happy with it . Never has any issues. Reviewed on: 17th April 2025

Easy to apply and clear explanation

Easy to apply and clear explanation Reviewed on: 17th April 2025

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