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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I've been with Zopa for two years now and haven't ha...

I've been with Zopa for two years now and haven't had any problems with them Reviewed on: 17th April 2025

great customer service

Easy to use and set the card up, great customer service Reviewed on: 17th April 2025

I have enjoyed the service and how helpful Zopa is t...

I have enjoyed the service and how helpful Zopa is to me. Reviewed on: 17th April 2025

I've been with Zopa for quite a while now and to dat...

I've been with Zopa for quite a while now and to date I have had nothing but excellent service and a great interest rate. Reviewed on: 17th April 2025

Very good card to use & had no problem,

Very good card to use & had no problem, Reviewed on: 17th April 2025

Great Product!

Am very happy with the product and level of professionalism. Reviewed on: 17th April 2025

Zopa are always very helpful if I have to get in touch.

Zopa are always very helpful if I have to get in touch. They are very good at keeping me up to date with any changes Reviewed on: 17th April 2025

Flexible repayment, great service.

I have been with Zopa for more than 2 years and can testify that the repayment for the credit card is flexible and easy to pay. Also, when I forget to make my payment as at when due, I still have up to 10 days to clear it which is great. Reviewed on: 17th April 2025

Great card !!!!

Great card, making a payment is dead easy, connects to your bank and does everything for you. Reviewed on: 17th April 2025

Easy and simple credit card

I find the online experience with Zopa to be easy and efficient. Anytime I needed any help they have been easy to contact and get any issues resolved. The app is simplicity itself and I find easier than any other credit card I've used in the past Reviewed on: 17th April 2025

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