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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Direct debit didn’t work so coursed headache but sol...

Direct debit didn’t work so coursed headache but solved in the end. Would rather have a human to speak to Reviewed on: 17th April 2025

Great services and easy to use app

Great services and easy to use app Reviewed on: 17th April 2025

They are always kind and polite to me when i need th...

They are always kind and polite to me when i need their help I am 76 years of age and starting to forget and get muddled, but they always make things roght. Reviewed on: 17th April 2025

Martin rawlings

Easy to apply for and came quickly Reviewed on: 17th April 2025

Credit history

Easy access to additional funds available within the limit available on the card. Additionally, with the card you can have additional benefits: insurance packages, partial refunds for purchases and other promotions available only to card holders. A credit card is also a useful tool in building a positive credit history. Reviewed on: 17th April 2025

No problems AT ALL at any stage.

No problems AT ALL at any stage. Reviewed on: 17th April 2025

They out really helpful and really good to talk too

They out really helpful and really good to talk too Reviewed on: 17th April 2025

100% professional no complaints whatsoever

100% professional no complaints whatsoever Reviewed on: 17th April 2025

I really enjoy Zopa, it makes me limit my spending...

I really enjoy Zopa, it makes me limit my spending Reviewed on: 17th April 2025

I am very happy for the service.

I am very happy for the service. Overall I am very satisfied for the customer services. Reviewed on: 17th April 2025

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