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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent credit card and customer service very easy...

Excellent credit card and customer service very easy to use Reviewed on: 17th April 2025

Great card

Great card with excellent customer service Reviewed on: 17th April 2025

Superb service

Very easy to use app, can keep track of my account with a click of a button. Very competitive rates and quality customer service. Quick decision did not keep me waiting for a reply. Definitely recommend. Reviewed on: 17th April 2025

Zopa card

It was great to get the opportunity for the Zopa card and it’s straight forward on the app Reviewed on: 17th April 2025

Never any issue.

Never any issue. Recommend to my son and he is happy too. The app is easy to use but I would like to be able to add my card to Apple Pay so I don’t have to carry my purse all the time. Reviewed on: 17th April 2025

Very easy to apply for, with a quick response.

Very easy to apply for, with a quick response. If you get accepted the card comes very quickly.I found the app very easy to navigate and they send you emails every month telling you to check your statement. Reviewed on: 17th April 2025

Brilliant card and service

Easy layout, easy payback, small credit I've earned more by now as never missed a payment a am always on time, great product Reviewed on: 17th April 2025

Never had a problem with this company

Never had a problem with this company Reviewed on: 17th April 2025

Staff are always polite and knowledgeable.

Staff are always polite and knowledgeable. nothing is a problem, always rerassuring. Reviewed on: 17th April 2025

Super user friendly app with everything you need in...

Super user friendly app with everything you need in one place. Reviewed on: 17th April 2025

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