Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No problem

No problem what so ever, do everything on the app, which is easy to do. Reviewed on: 17th April 2025

Very easy to navigate around and easy to understand.

Very easy to navigate around and easy to understand...especially if your like me and not good at technical things..well laid out Reviewed on: 17th April 2025

So simple easy and fast to set up a plus

So simple easy and fast to set up a+++ Reviewed on: 17th April 2025

Great card

Easy to set up. App easy to navigate. Great communication Reviewed on: 17th April 2025

Easy to deal with & friendly staff

Easy to deal with & friendly staff Reviewed on: 17th April 2025

Very efficient

Quick and easy service, no messing around on the phone Reviewed on: 17th April 2025

Zopa has exceeded my expectations as a best credit c...

Zopa has exceeded my expectations as a best credit card provider. I highly recommend them for their rewards, customer service and ease of use. Easy to set up payment or change the monthly amount and make one off lump sum payment. Reviewed on: 17th April 2025

easy to use

easy to use they gave me a good amound on card to start with Reviewed on: 17th April 2025

Easy to apply easy set up and easy payment method an...

Easy to apply easy set up and easy payment method and very helpful Reviewed on: 17th April 2025

App easy to use and regular email updates are great

App easy to use and regular email updates are great Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2286 reviews
Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69079 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub