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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

My experience has been straight forward, upfront and...

My experience has been straight forward, upfront and easy to negotiate with what I have required. Reviewed on: 17th April 2025

Friendly helpful staff whenever I needed help with m...

Friendly helpful staff whenever I needed help with my credit card. Reviewed on: 17th April 2025

One of the best credit card i ever used

One of the best credit card i ever used Reviewed on: 17th April 2025

Excellent APR and very effective in online payment a...

Excellent APR and very effective in online payment and for shopping Reviewed on: 17th April 2025

Zopa card sarvies is very extent

Zopa card sarvies is very extent Reviewed on: 17th April 2025

The client's satisfaction

It's a helping everyday life but could grow the credit over time .. Reviewed on: 17th April 2025

Zopa is user friendly the App is great and the suppo...

Zopa is user friendly the App is great and the support is there if I need it. This is my day to day card that I use and can keep track of all charges on my app Reviewed on: 17th April 2025

An easy app to pay the credit card they let me know...

An easy app to pay the credit card they let me know in plenty of time for the next payment unlike some other cards plenty of offers for Isa etc and if needed to call them always nice to talk to Reviewed on: 17th April 2025

My experience with Zopa has been excellent.

My experience with Zopa has been excellent. Reviewed on: 17th April 2025

Zopaopa card and app is so easy ..

Zopa card and app is so easy to use even for a 70+ year old. Iv never had any problems with Zopa Reviewed on: 17th April 2025

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