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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great for boosting your credit score

All okay. Nice to boost your credit score Reviewed on: 17th April 2025

So easy to use.

So easy to use. And payments go through really quick. Reviewed on: 17th April 2025

Great experience no problems at all

Great experience no problems at all Reviewed on: 17th April 2025

very easy to process and very well explained

very easy to process and very well explained Reviewed on: 17th April 2025

Very happy with my card and account.

Very happy with my card and account. Reviewed on: 17th April 2025

Best card I had in a while.

Best card I had in a while as its interest rate is very good and I was offered an increase based on my payment history. App is also filled with things to do easily. Reviewed on: 17th April 2025

Quality card

A think Zopa are a quality card, I've been with them for about 5 or 6 months now and I'm delighted with them. Reviewed on: 17th April 2025

Easy to apply and bank and saving accounts give good...

Easy to apply and bank and saving accounts give good interest on your money Reviewed on: 17th April 2025

Easy to apply

Easy to apply and excellent service Reviewed on: 17th April 2025

So understanding!!

When I could not pay on time the staff were so helpful! I wasn’t made to feel like a criminal and they were very understanding. I’d promised to pay on a certain date and they were great at accepting my proposal Reviewed on: 17th April 2025

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