Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good experience

Easy to fill out the application quick decision Reviewed on: 17th April 2025

Zopa is good but to much change when you miss...

Zopa is good but to much change when you miss payment Reviewed on: 17th April 2025

Easy to use

Simple and easy to use app makes for managing my account comfortable. Excellent communication when needed. Reviewed on: 17th April 2025

I’m so excited to be with zopa, they’re system is so...

I’m so excited to be with zopa, they’re system is so unique and excellent and they make so easy to pay back. Reviewed on: 17th April 2025

Excellent products and services so easy to apply

Excellent products and services so easy to apply Reviewed on: 17th April 2025

I can use the international very well

I can use the international very well Reviewed on: 17th April 2025

Always polite, yes and very professional

Always polite, yes and very professional Reviewed on: 17th April 2025

Excellent service all round, could asked for anythin...

Excellent service all round, could asked for anything more Reviewed on: 17th April 2025

Great service and value.

Great service and value. Easy to make a payment aswell. Reviewed on: 17th April 2025

Great service and value

Had my credit card with them for about 2 years and been impressed so opened a bank account with them also. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.33 from 14 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Fluid Credit Card
from NewDay 4.23 from 104 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69079 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub