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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Nice and easy

It would be better to have smooth dispute experience. Otherwise all good Reviewed on: 17th April 2025

Great card,Faff free credit card

Great card,Faff free credit card Reviewed on: 17th April 2025

I was surprised at how great I felt with the credit...

I was surprised at how great I felt with the credit card Zopa Reviewed on: 17th April 2025

Professionalism.

Professionalism.... Quickly.... Very helpful for people... Reviewed on: 17th April 2025

Quick and professional

Quick and professional when questioning Zopa use empathy and they listen Reviewed on: 17th April 2025

Zopa are excellent

Easy user interface and very reasonable rates - I’ve had other cards but this is the best Reviewed on: 17th April 2025

It is a big help to me mostly when i need to purchas...

It is a big help to me mostly when i need to purchase, excellent Reviewed on: 17th April 2025

Smart Banking

Easy and clear to understand and use with straight forward terms and conditions Reviewed on: 17th April 2025

I have really enjoyed using Zopa, it’s very easy to...

I have really enjoyed using Zopa, it’s very easy to use, the App works great and the communication from them is great Reviewed on: 17th April 2025

Very good

Very good experience and excellent service with high quality Reviewed on: 17th April 2025

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