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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good service ..

Very good service always happy to help very easy to use always get good feedback I would recommend to my friends to get a Zopa credit card. Reviewed on: 17th April 2025

It was easy to apply for, and very clear charges and...

It was easy to apply for, and very clear charges and good value Reviewed on: 17th April 2025

Excellent experience very much appreciated

Excellent experience very much appreciated Reviewed on: 17th April 2025

I have been with Zopa Bank since January 2023 and I...

I have been with Zopa Bank since January 2023 and I can vow is the best credit card I have ever had. Being a responsible user they offer me an increased amount which I found very useful. Now I have been trying their new current account beta version which has the whole features of a current account and makes this last one the best of his range from the market. Reviewed on: 17th April 2025

It's very easy yo use help with your your lifestyle...

It's very easy yo use help with your your lifestyle Reviewed on: 17th April 2025

Zopa is an excellent service and great support

Zopa is an excellent service and great support Reviewed on: 17th April 2025

They helped where others couldn't

They helped where others couldn't Reviewed on: 17th April 2025

Easy to apply and use, the colour of the card is nic...

Easy to apply and use, the colour of the card is nice and presentable Reviewed on: 17th April 2025

Good haven’t had any problems with it so far

Good haven’t had any problems with it so far Reviewed on: 17th April 2025

Never had an issue easy to use and helpful

Never had an issue easy to use and helpful Reviewed on: 17th April 2025

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