Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Super efficient, easy to use and you are constantly...

Super efficient, easy to use and you are constantly kept updated with any offers or changes without being bombarded. Reviewed on: 17th April 2025

Zopa credit card highly recommended

Excellent card had no issues only problem I could possibly say is a lower interest rate would be great .When someone tied to remove money on my card it was flagged up immediately and stopped and I was informed very impressed Reviewed on: 17th April 2025

Very easy to use very good offer

Very easy to use very good offer Reviewed on: 17th April 2025

Good value for money

Good value for money I appreciate the loan interest Reviewed on: 17th April 2025

Excellent customer service and I enjoy using Zopa

Excellent customer service and I enjoy using Zopa Reviewed on: 17th April 2025

Hassle free experience great introductory rate.

Hassle free experience great introductory rate. I like how you get notifications on spending so it keeps you in check excellent customer support in any situation Reviewed on: 17th April 2025

You came to my aid at the time of need.

You came to my aid at the time of need. But hey, can you reduce the APR pls? Reviewed on: 17th April 2025

Best credit card provider!

Best credit card provider ever. Money transfer at good rate and fair interest. Excellent customer service at a glance. I will definitely recommend it to everyone I know. Thank you very much. Reviewed on: 17th April 2025

So good.

So good. I'm very happy with the bank. Reviewed on: 17th April 2025

I love the ease of the online app, I can keep on top...

I love the ease of the online app, I can keep on top of what I spend and Zopa offer some great options keeping me in the loop of how well I’m managing my card, they also let me know how my credit score is doing with options for loans, I also find unlike other creditors they don’t keep hassling me to take more credit which I really like, I only get offers of what I can afford, keep up the good work Zopa Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from 118 118 Money 4.85 from 5615 reviews
All in One Credit Card
from Santander 3.67 from 21 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub