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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I'm poor on credit and they have given me a...

I'm poor on credit and they have given me a chance Reviewed on: 17th April 2025

24/7 access .

My experience with Zopa financial product of credit card has been excellent especially with the app which you have access to 24/7 and easy to use with access to customer services Reviewed on: 17th April 2025

Great Service

Great service very happy with Zopa. Reviewed on: 17th April 2025

Friendly and easy to use Gives credit to those in ne...

Friendly and easy to use Gives credit to those in need and clear instructions for payments Reviewed on: 17th April 2025

App is easy to use and informative

App is easy to use and informative Reviewed on: 17th April 2025

Very good experience

For what I need is perfect. should Incrise the credit for better experience and better credit report Reviewed on: 17th April 2025

Very pleased with everything credit card great

Very pleased with everything credit card great Reviewed on: 17th April 2025

Great Credit card company - great App easy to use...

Great Credit card company - great App easy to use Reviewed on: 17th April 2025

VERY FRIENDLY AND HELPFUL TO WORK WITH

VERY FRIENDLY AND HELPFUL TO WORK WITH Reviewed on: 17th April 2025

Very nice experience very good bank is my favourite...

Very nice experience very good bank is my favourite bank Reviewed on: 17th April 2025

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