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Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No problems with Zopa good service and I like you ca...

4
No problems with Zopa good service and I like you can talk to a human at customer service Reviewed on: 17th April 2025

Amazing Brilliant and helpful with anything

5
Brilliant and helpful with anything Reviewed on: 17th April 2025

Minty Sav 1965

5
Good customer service helps build up my credit score very easy to use app easy to Follo Reviewed on: 17th April 2025

I have memory issues so finding a simple user experi...

5
I have memory issues so finding a simple user experience is key. I have multiple credit cards but Zopa by far is the best Reviewed on: 17th April 2025

Credit card easy use

5
Buchan easy.card to use . Excellent Reviewed on: 17th April 2025

Helpful and honest

5
Zopa helped me through a crisses with my money problems and are still helping me now Reviewed on: 17th April 2025

It's very easy to use and responding time is very qu...

5
It's very easy to use and responding time is very quick that I love the most Reviewed on: 17th April 2025

They have always been professional and there to help

5
They have always been professional and there to help Reviewed on: 17th April 2025

Brilliant bank so easy to deal with

5
Brilliant bank so easy to deal with Reviewed on: 17th April 2025

Good customer service easy to talk to

5
Good customer service easy to talk to Reviewed on: 17th April 2025

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