Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Really easy onboarding process!

Really easy onboarding process, the app works well, what’s not to like! Reviewed on: 17th April 2025

Excellent perfect

Fast and easy excellent Easy to get a loan Reviewed on: 17th April 2025

Great customer service, easy to talk to.

Great customer service, easy to talk to. Reviewed on: 17th April 2025

Very happy with service and application solved my is...

Very happy with service and application solved my issues I had with missing paymen so very pleasant and helpful solving my problem thank you Reviewed on: 17th April 2025

I have never encountered an issue since I have had m...

I have never encountered an issue since I have had my credit card Reviewed on: 17th April 2025

Very approachable and clear

Very approachable and clear every time I contacted customer service Reviewed on: 17th April 2025

Just found it very easy to pay off what I'd spent on...

Just found it very easy to pay off what I'd spent on the card before it was due, which means that I don't have someone keep on reminding me that I owe money to. Reviewed on: 17th April 2025

Excellent

The zopa credit card is easy to use, and t didn't have any issues with card and I made shopping and the are accepted and shop that I decided to buy. Reviewed on: 17th April 2025

Very easy to do business with.

Very easy to do business with. Very transparent. I've not had any issues. Love the correspondence and the prompts you get about your account. Reviewed on: 17th April 2025

Great experience

Great experience and good service Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Platinum Credit Card
from Lloyds Bank 4.21 from 56 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub