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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Simply the best!

No complaints had my Zopa credit card for a while now and I wish I could say something derogatory about it but I can’t more than satisfied with it. Thank you. Reviewed on: 17th April 2025

Easy to apply

Zopa credit card is easy to apply for and timely in delivering the card to your house. I have no issues using them. I will recommend to others who don't like stress and want to build their credit history. Reviewed on: 17th April 2025

It's good to have a backup card these days,even thou...

It's good to have a backup card these days,even though it's rarely used and I'm not put under any pressure to use the zopa card.i think if credit increases were offered more for excisisting customers would be a good thing aswell,as I've not had one Reviewed on: 17th April 2025

just very happy with everything easy to use ide reco...

just very happy with everything easy to use ide recommend to anyone Reviewed on: 17th April 2025

Zopa Doupa

Always been helpful. Customer Services is fast and efficient. Reviewed on: 17th April 2025

Very easy to use, no issues.

Very easy to use, no issues.Easy to download app Reviewed on: 17th April 2025

Great provider on everything.

Great provider on everything...it does what it says on the tin . Reviewed on: 17th April 2025

My Account with Zopa is confidential and the service...

My Account with Zopa is confidential and the service is Excellent service and items would recommend them to anyone Reviewed on: 17th April 2025

Smooth service easy to use account app

Smooth service easy to use account app Reviewed on: 17th April 2025

Immature Company

You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

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