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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It was easy to apply and quick response

It was easy to apply and quick response Reviewed on: 17th April 2025

I love the easy to use app.

I love the easy to use app.It has everything you need Reviewed on: 17th April 2025

Well deserved

Well deserved It was easy and straightforward. Great customer service. The app is lovely. Reviewed on: 17th April 2025

Very easy app to use and good account options

Very easy app to use and good account options Reviewed on: 17th April 2025

Very helpful easy to use app, very good communication,

Very helpful easy to use app, very good communication, Reviewed on: 17th April 2025

Straightforward and professional in every aspect

I applied for a Zopa credit card and I was surprised how quickly I got a positive response and from start to finish everything was straightforward and dealt with in a professional manner and in terms that were very clear and straightforward . Reviewed on: 17th April 2025

Excellent company easy app to use can rely on the c...

Excellent company easy app to use can rely on the company for prompt help if needed Reviewed on: 17th April 2025

Trust worthy and Smooth Transaction

Trust worthy and Smooth Transaction Reviewed on: 17th April 2025

Brilliant experience recommended them to friends and...

Brilliant experience recommended them to friends and family Reviewed on: 17th April 2025

I am so happy with zopa always been so helpful and t...

I am so happy with zopa always been so helpful and there when I need help would recommend zopa Reviewed on: 17th April 2025

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