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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I love the easy to use app.

I love the easy to use app.It has everything you need Reviewed on: 17th April 2025

Well deserved

Well deserved It was easy and straightforward. Great customer service. The app is lovely. Reviewed on: 17th April 2025

Very easy app to use and good account options

Very easy app to use and good account options Reviewed on: 17th April 2025

Very helpful easy to use app, very good communication,

Very helpful easy to use app, very good communication, Reviewed on: 17th April 2025

Straightforward and professional in every aspect

I applied for a Zopa credit card and I was surprised how quickly I got a positive response and from start to finish everything was straightforward and dealt with in a professional manner and in terms that were very clear and straightforward . Reviewed on: 17th April 2025

Excellent company easy app to use can rely on the c...

Excellent company easy app to use can rely on the company for prompt help if needed Reviewed on: 17th April 2025

Trust worthy and Smooth Transaction

Trust worthy and Smooth Transaction Reviewed on: 17th April 2025

Brilliant experience recommended them to friends and...

Brilliant experience recommended them to friends and family Reviewed on: 17th April 2025

I am so happy with zopa always been so helpful and t...

I am so happy with zopa always been so helpful and there when I need help would recommend zopa Reviewed on: 17th April 2025

Zopa understand The struggle of People with inflamat...

Zopa understand The struggle of People with inflamation on the rise and offer great inerest rate. The online Services is also great and easy access. Reviewed on: 17th April 2025

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