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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So friendly and helpful

So friendly and helpful … relaxed and no pressure … an honest bank Reviewed on: 17th April 2025

Everything about dealing with Zopa is easy and the a...

Everything about dealing with Zopa is easy and the app makes it super simple to manage your account. Reviewed on: 17th April 2025

Useful app, great service.

The app is very useful and informative. I highly recommend Zopa if you are looking for a credit card. Reviewed on: 17th April 2025

Never had one issue with my credit card one of the b...

Never had one issue with my credit card one of the best company's I have ever used for credit thankyou Reviewed on: 17th April 2025

Always there when I need them and easy with me when...

Always there when I need them and easy with me when I'm late with my payment. A very good credit card Reviewed on: 17th April 2025

Fantastic service

Easy to apply and set up account once approved simple enough to navigate when using the web site Reviewed on: 17th April 2025

Fantastic all round no problems at all

Fantastic all round no problems at all Reviewed on: 17th April 2025

A fair and just company.

They look at you in a good way and put you on a better level with your account as they see fit Reviewed on: 17th April 2025

Very easy to apply for

Very easy to apply for and not too bad to set up, not needed to speak to anyone as not needed to at present Reviewed on: 17th April 2025

Hadn’t thought about how good it is for me

Hadn’t thought about how good it is for me Reviewed on: 17th April 2025

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
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