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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Since being accepted I've been kept upto date with m...

Since being accepted I've been kept upto date with my payment date , and all information via the app Reviewed on: 17th April 2025

Excellent service

Excellent service throughout from the application to present day Reviewed on: 17th April 2025

Zopa was easy to use from first applying to using th...

Zopa was easy to use from first applying to using their app to check my credit card balance and pay my bill it was straightforward and very user friendly, had to contact them once and the advisor I spoke to was very friendly and efficient Reviewed on: 17th April 2025

Extremely easy to use and plenty of contact so I nev...

Extremely easy to use and plenty of contact so I never miss a payment. Excellent Reviewed on: 17th April 2025

Since being with zopa I have nothing to complain abo...

Since being with zopa I have nothing to complain about and the service is great Reviewed on: 17th April 2025

Great customer service Easy to use

Great customer service Easy to use Reviewed on: 17th April 2025

Really good when I had problems with someone trying...

Really good when I had problems with someone trying to take money when I didn’t authorise it Reviewed on: 17th April 2025

Zopa credit card

I basically just applied for a credit card and it came through the post in less than a week, as long as you pay what you have to you are left to it, no one ever bothers you.. Reviewed on: 17th April 2025

Fantastic company looking after there customers

Fantastic company looking after there customers Reviewed on: 17th April 2025

Really easy to set up apply and use,

Really easy to set up apply and use, Reviewed on: 17th April 2025

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